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Helping Small Business Grow Big

At Harvest Lending, we pride ourselves on ingenuity with practical application! All scenarios are different. Since each business has its unique challenges and growth opportunity, we help our clients find a financial solution and provide information on the cutting-edge forefront of what is happening in industries across America.

Helping Small Business Grow Big​

 

At Harvest Lending, we pride ourselves on ingenuity with practical application! All scenarios are different. Since each business has its unique challenges and growth opportunity, we help our clients find a financial solution and provide information on the cutting-edge forefront of what is happening in industries across America.

Who We Are

What We Do & How We Get It Done!

Where and how you receive business capital is, let’s be honest, crucial. When working with approvals, rates, and fees, it is critical to know how much of those funds are going into the business and not getting soaked up in fees. We at Harvest Lending refer to this as an Initial Rate vs. the Final Rate. The Initial Rate is the amount one gets approved for plus the interest rate. The Final Rate is when you factor how much capital you net after fees, plus the interest rate that calculates to the total payback. By working with Direct Lenders or Syndicators*, you can cut out the “Middle-man” that increases the costs of these financial products.

*A Syndicator is a party who can directly contribute capital to a financial product. Not in whole, but as a party to a direct lender or outside party syndicator. By working with a syndicator, it is the case, more often than not, that rates on certain financial products can be lower in initial rate and highly reduced fees since those are more common to be the case when working through a “Broker.”

what we do

Our Services

Lower fees and lower interest rates can be indicators of lower risk to the financial institution you partner with, it is in the best interest of all parties to keep those costs down and not have to pay an outside party to bring your file to us!

Unsecured Business Loan
Merchant Cash Advance
Asset-Based Lending
Credit Card Processing​
Equipment Leasing / Equipment Financing

Unsecured Business Loan

Business Loans in 2021

An unsecured business loan is a loan from a lender that does not need collateral from a business or a business owner. The decision gets based upon the creditworthiness of the applicant.

Merchant Cash Advance

Simple - Easy - FAST!

A merchant cash advance (MCA) is a cash advance based on the credit sales deposited into the business’ account. A business owner applies for the cash advance, and the funds get depositing into the business account.

Asset-Based Lending

Asset-Based Lending/Loans (ABL)

Asset-Based Lending refers to a type of business loan secured by collateral. In asset-based lending, the loan granted by the lender is collateralized with company assets.

Credit Card Processing

It's not as complex as it seems...

Credit card processing, in a nutshell, is the system through which the data from a customer’s credit card gets transmitted to approve a dollar transaction from their accounts to the merchant’s account.

Equipment Leasing / Equipment Financing

Need equipment for your business?

Equipment leasing is getting equipment on a rental basis to avoid investing capital in equipment.

Equipment financing refers to a loan used to purchase business-related equipment.

Our Team

Our Experts Waiting For You

We bring the right people together to challenge established thinking and drive transformation.