Harvest the Power of Lending
At Harvest Lending, Our mission is to empower business owners to achieve their unique financial goals by providing comprehensive, tailored financial solutions. We strive to be the trusted partner that navigates the complexities of financial services.
Are You Struggling With These Business Challenges?
Real problems that business owners face every day - and how we solve them
Comprehensive Business Funding Solutions
Explore the right funding solution for your business needs.
These are the different programs we offer — if you don't qualify now, our commitment is to get YOU in position to qualify.
We will assist you in getting Capital today, aid in Credit and Cost Reducing Strategies, and how to build from where You are Today to Where you Want to Be.
Don't qualify yet? We've got a plan. Get funded today, then we'll help you build credit and graduate to SBA-level rates.
Explore credit guidanceSBA Loans
Government-backed financing with the lowest rates available.
Equipment Financing
Up to 100% financing for the equipment you need.
Merchant Cash Advance
Same-day funding tied to your daily sales.
Business Line of Credit
Revolving capital you can draw on whenever you need it.
Term Loans
Lump-sum funding with predictable monthly payments.
Real Estate Financing
Commercial and residential mortgage solutions.
Secure the Funding. Harvest the Growth.
Get the money you need today — and we'll help you build toward the best rates tomorrow. Don't qualify for SBA yet? We'll get you there.
We work with business owners and excel at our core mission - "How do we get you the funding you need today while aiding in getting your business the type of capital it wants to access long term". A true partnership in business success.
Get funded now
Access working capital fast — even with less-than-perfect credit — through MCAs, lines of credit, and term loans.
Credit Strategies & Cutting cost
Our credit guidance is here to help roadmap a way to great scores.
Strengthen your business
Add credit card processing to grow revenue history and build business credit.
Graduate to SBA
Qualify for the lowest-cost, longest-term SBA financing once you're ready.
Credit Analysis
Strengthen your credit profile to unlock better rates and more funding options.
Credit Report
Pull and understand your full credit report so you know exactly where your business stands.
Learn moreCredit Guidance
Work with specialists to dispute inaccuracies and rebuild your business and personal credit.
Learn moreCredit Cards
Explore business credit card options to manage cash flow, earn rewards, and build credit.
Learn moreHow Funding Works
A simple, transparent process to help you get funded faster.
Pre-Qualify
Answer a few questions about your business.
Expert Review
Our experts review your profile and help you secure the maximum funding.
Discuss Roadmap
Review rates, terms, and funding timelines.
Apply & Get Funded
Choose the best option and complete your application.
Real People, Real Results, Real Transformations
See how our clients have achieved remarkable business breakthroughs and life-changing results.
"I was struggling to cover payroll and take on new contracts. Within 48 hours of working with Harvest Lending, we secured $175K in funding. It saved my business and let us scale faster than ever."
"Traditional banks kept turning us down because of our industry. Harvest Lending came through with $60K in less than 2 days. We used it to launch a new product line and double our monthly revenue."
"Cash flow was tight after a slow quarter, and we needed funds fast to keep operations running. Harvest Lending approved us within 24 hours and funded $40K by the next morning."
Meet Your Business Catalyst
Hi, I'm Thomas Chillemi - Your Business Transformation Expert
Thomas Chillemi
With over 15 years of experience in small business funding and financial strategy, I've helped over 1,000 entrepreneurs secure fast, flexible capital to grow, recover, and scale. Our mission is simple: To help you access the funding you deserve without the delays, denials, or red tape.